Seven Layer Tex-Mex Dip

Featured in: Everyday Cooking Ideas

This colorful layered appetizer brings together classic Tex-Mex flavors in one impressive dish. Start with seasoned refried beans, then add homemade guacamole, tangy sour cream, chunky salsa, and a blend of cheddar and Monterey Jack cheeses. Finish with black olives, crisp lettuce and green onions for fresh contrast. The dip needs at least an hour to chill, allowing flavors to meld together beautifully. Serve with plenty of crispy tortilla chips for scooping up all seven delicious layers.

Updated on Wed, 14 Jan 2026 13:44:00 GMT
Seven-Layer Dip featuring refried beans, guacamole, and sour cream, served with crispy tortilla chips for dipping. Pin it
Seven-Layer Dip featuring refried beans, guacamole, and sour cream, served with crispy tortilla chips for dipping. | calmtirra.com

My aunt Linda brought this seven-layer dip to every summer gathering I can remember, and it was always the first thing to disappear. One year she showed up empty-handed due to a kitchen disaster, and I swear the entire family felt a collective sense of disappointment. Now I make it for my own friends, watching people hover around the platter before I've even set it down completely.

I once made the mistake of skipping the salsa draining step, thinking it wouldnt matter that much. Half an hour later, the entire bottom layer had turned into a sad, watery mess that no amount of chip scooping could salvage. Now I treat that step like the most important instruction in the whole recipe.

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Ingredients

  • Refried beans: The foundation layer, and mixing taco seasoning directly into the beans transforms them from bland to boldly flavored
  • Ripe avocados: They should yield to gentle pressure but not feel mushy, and mashing them with lime juice keeps them bright green
  • Sour cream: Provides the cool, creamy contrast that balances the spiced beans and tangy salsa
  • Chunky salsa: Drain it thoroughly in a fine mesh sieve for at least 10 minutes to prevent a soggy dip
  • Shredded cheddar and Monterey Jack: The double cheese combo delivers both sharp flavor and excellent melting properties
  • Black olives: Their briny saltiness cuts through all the rich, creamy layers
  • Iceberg lettuce: Adds essential crunch and freshness, plus it looks beautiful sprinkled on top
  • Green onions: The final pop of mild onion flavor and vibrant green color

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Instructions

Season the bean base:
Mix the refried beans with taco seasoning until completely combined, then spread them in an even layer at the bottom of your serving dish
Make the guacamole:
Mash the avocados with lime juice and salt, then fold in the diced onion and tomato before spreading carefully over the beans
Add the cool layers:
Spread the sour cream evenly over the guacamole, then top with the well-drained salsa
Layer on the cheese:
Sprinkle both cheeses evenly across the salsa layer, covering it completely
Finish with toppings:
Scatter the black olives, shredded lettuce, and green onions on top, then refrigerate for at least one hour before serving
A chilled Tex-Mex Seven-Layer Dip with cheddar, Monterey Jack, and fresh toppings for a party appetizer. Pin it
A chilled Tex-Mex Seven-Layer Dip with cheddar, Monterey Jack, and fresh toppings for a party appetizer. | calmtirra.com

My roommate in college would literally stand at the refrigerator eating this straight from the container with a fork. I cant say I blamed her.

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Making It Ahead

This dip actually improves after a few hours in the refrigerator, so feel free to assemble it in the morning for an evening party. The one exception is the lettuce layer, which can get slightly wilted after more than 6 hours.

Chip Strategy

Sturdy restaurant-style tortilla chips work best here because they need to scoop through multiple layers without breaking. Flimsy chips will shatter and leave your guests frustrated.

Serving Success

A glass or clear plastic serving dish lets guests appreciate all those beautiful layers before they dig in. Set out serving spoons alongside the chips, even though most people will just dive right in with their scoops.

  • Keep extra chips nearby because this goes faster than you expect
  • Provide small plates to avoid double-dipping situations
  • Consider doubling the recipe for larger crowds
Freshly made Seven-Layer Dip with olives, salsa, and green onions, perfect with crunchy tortilla chips. Pin it
Freshly made Seven-Layer Dip with olives, salsa, and green onions, perfect with crunchy tortilla chips. | calmtirra.com

Watch how quickly people gather around this platter, and you'll understand why it's been a party staple for decades.

Recipe FAQs

β†’ How far in advance can I make this?

Assemble up to 4 hours before serving. The dip holds up well but avoid making it the night before as the layers can become soggy.

β†’ Can I use store-bought guacamole?

Yes, store-bought guacamole works fine. Just ensure it's well-seasoned and spread it evenly over the bean layer.

β†’ How do I prevent watery layers?

Drain your salsa thoroughly through a fine-mesh sieve before adding it. Pat the guacamole ingredients dry and ensure sour cream isn't too thin.

β†’ What size dish works best?

A shallow 9x13-inch dish provides ideal proportions for all seven layers. The shallow depth makes it easy to scoop through all layers.

β†’ Can I make this vegan?

Substitute dairy-free sour cream and vegan cheese shreds. Check that your refried beans contain no lard. The result is still delicious.

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Seven Layer Tex-Mex Dip

Layers of beans, guacamole, sour cream, salsa, cheese and fresh toppings create this crowd-pleasing Tex-Mex appetizer.

Prep Time
20 minutes
0
Overall Time
20 minutes
Created by Tristan Meek


Skill Level Easy

Cuisine Type Tex-Mex

Makes 8 Portions

Diet Details Meat-Free

What You Need

Base Layer

01 1 (15 oz) can refried beans
02 1 tablespoon taco seasoning

Guacamole Layer

01 2 ripe avocados, peeled and pitted
02 1 tablespoon lime juice
03 1/4 teaspoon salt
04 1/4 cup diced red onion
05 1 small tomato, seeded and diced

Cream Layer

01 1 cup sour cream

Salsa Layer

01 1 cup chunky salsa, drained well

Cheese Layer

01 1 cup shredded cheddar cheese
02 1/2 cup shredded Monterey Jack cheese

Toppings

01 1/2 cup sliced black olives
02 1 cup shredded iceberg lettuce
03 1/4 cup chopped green onions

For Serving

01 Tortilla chips for dipping

Directions

Step 01

Prepare Bean Base: Combine refried beans with taco seasoning in a medium bowl until thoroughly blended. Spread mixture evenly across the bottom of a 9x13-inch shallow serving dish, creating a smooth foundation layer.

Step 02

Make Guacamole: Halve avocados and remove pits. Scoop flesh into a clean bowl and mash with lime juice and salt until reaching desired consistency. Fold in diced red onion and tomato. Spread guacamole gently over the bean layer.

Step 03

Add Sour Cream: Drop spoonfuls of sour cream across the guacamole surface, then carefully spread into an even layer using the back of a spoon or offset spatula.

Step 04

Layer Salsa: Spread drained chunky salsa over the sour cream, working carefully to maintain distinct layers and prevent bleeding.

Step 05

Apply Cheese Topping: Combine shredded cheddar and Monterey Jack cheeses, then sprinkle evenly over the salsa layer.

Step 06

Add Olives: Distribute sliced black olives uniformly across the cheese surface.

Step 07

Finish with Fresh Toppings: Sprinkle shredded lettuce and chopped green onions over the top as the final garnish layer.

Step 08

Chill and Serve: Cover dish tightly with plastic wrap and refrigerate for at least 1 hour to allow flavors to marry. Serve cold accompanied by tortilla chips for dipping.

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Gear Needed

  • 9x13-inch shallow serving dish or glass baking pan
  • Medium mixing bowls
  • Spatula or spoon for spreading layers
  • Chef's knife and cutting board
  • Potato masher or fork for avocados
  • Can opener

Allergy Info

Review each item for allergen risks and check with your doctor if you're unsure.
  • Contains milk and dairy products
  • Potential gluten exposure from tortilla chipsβ€”select certified gluten-free variety when needed

Nutrition (per serving)

Values here are for information. Always consult a medical expert for advice.
  • Energy: 260
  • Fats: 16 g
  • Carbohydrates: 22 g
  • Proteins: 7 g

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